Ten days ago I went to Bumiputra Commerce (BCB), Pasir Gudang to get my money using Western Union. It was my first time, so before coming to the bank, I read few blogs that mentioned about the withdrawal procedure. In the bank, I get myself the form and filled it with the details provided by Google Adsense account (my wife wrote down the particulars in a piece of paper for me). Then, I put the form and my national identity card (IC) on the tray at the counter. The bank officer took it. After few minutes, he called my name and said, you only have 9 numbers for the Money Transfer Control Number (MTCN). He added, I need to have 10 numbers for it. I was shocked and surprised. I exited the bank and get back to work. I called my wife and asked her to check the MTCN number. There was 10 numbers all together. She missed out 1 out of 3 zeros in front of the 10 digit numbers.

Last Friday, I get back to the same bank, filled the Western Union form, put them in the tray and queued. But, then I realized, there were dozens of Western Union form in the tray with a lot of people waiting for it. It will cost me a lot of time if I have to wait there. I took my form (+ IC), and move to RHB Bank, which is just next to the BCB bank and has the Western Union facility as well.

I asked for the form from the counter because it was not readily available at the form section. The form was different from the one from BCB. The Western Union RHB form surprisingly do not have the amount of money in foreign/dollar currency for us to fill up (Google Adsense pay us in US dollars). It only have the amount of money we expect to receive in Malaysian Ringgit, and that amount will vary due to the fluctuating current exchange. I did not fill that section. I just leave it as it was, empty. I went to the counter and gave the form and my IC to the bank officer. She asked for a telephone number from the cash sender. I don’t have it. My Google Adsense account information also do not provide that information. Other bloggers never mentioned about having to include the payee telephone number. Luckily, the bank officer was kind enough to check the MTNC and the payment was made to me several minutes after that.

Was it fast?

It was supposed to be fast. However, I can see that the bank officer is a new staff and work slower. I guessed, that’s why I get my money after 15-20 minutes. At least, I have real cash to keep inside my wallet and that made me smile. That was my October Adsense payment and it came faster than my September payment which is still not cashing in my bank because it took longer days to cash a foreign cheque. I’m guessing, the September payment will be deposited this coming week. Yahoo!!!

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